The overall content and services of the  www.pan-orama.org website, which from now on will be called  is available to visitors strictly for personal use purposes. www.pan-orama.org may not be held liable for any errors or omissions, and reserves its right to introduce changes to the website when it sees fit without prior notice. Www.pan-orama.org may under no circumstances be held liable for any damages as a result of any use of the www.pan-orama.org website and/ or of the information contained in it. More specifically, www.pan-orama.org may not be held liable for any special, indirect, consequential or occasional, or direct damages from visiting its website and/ or using its services or the information in www.pan-orama.org. www.pan-orama.org may not be held liable for the content of third party websites linked to or mentioned in www.pan-orama.org. Visitors of the www.pan-orama.org website unreservedly accept these terms and use of the www.pan-orama.org services requires the unreserved acceptance of the following terms governing the use of services.

www.pan-orama.org makes all efforts to ensure that the information and other data available on its website are correct and complete, however, it does not guarantee and expressly disclaims all express or implicit liability, as well as any liability vis-à-vis third parties, including any liability about possible additional errors, inaccuracies, or omissions given also that the creation of new services is an ongoing process and the information posted may not be updated on a daily basis.

www.pan-orama.org may not be held liable for nor does it provide guarantees about the legitimacy, validity, accuracy, correctness, stability, or updating, suitability or marketability for any purpose of any or all of the information available on its website, the operation and use of any service on the 'www.pan-orama.org' website. www.pan-orama.org may not be held liable for the loss of any information of any manner sent to or through its website. In no case shall www.pan-orama.org be held liable for any special, direct, indirect, criminal, secondary damages or any damages in general that result from the loss of use, information or profits, regardless of the cause or manner, that results from or is related to the use or running of software, the provision or inadequate provision of services, access or inability on your part to access our services, or use and reliance by you on information available through such services, including any secondary, special or similar damages.

The information you access or receive as a user member by making use of any service available on the www.pan-orama.org website if sent or mailed by other user members or third parties, is not verified, nor checked, examined or validated by www.pan-orama.org. www.pan-orama.org does not ensure nor guarantee that any program or information on this website is free of viruses or of any other electronic element harmful for the operating system of your computer. It is the exclusive responsibility of each user to isolate both software and files, use antivirus software and ensure on their own that the software they use and their files, if infected, shall not destroy their information or system.

www.pan-orama.org stores information, known as "cookies", in your computer when you visit the www.pan-orama.org website. Cookies help users visiting the website and allow www.pan-orama.org to provide a better service level. Should a user so wish, they can delete or deactivate cookies. Help screens or the service manual indicate to users how to do this. However, certain services of www.pan-orama.org may not work if a user has set their browser to not accept cookies.

www.pan-orama.org retains the right and has the exclusive discretion to: (a) introduce enhancements and/ or changes to each service and/ or software provided on this website, including but not limited to the change or deletion of user names and passwords; (b) discontinue any service and/ or software and refrain from publishing on its website and remove from it any information or material provided or placed there by a user, at any time without prior notice, mainly but not exclusively on grounds of operability, security or other necessary reasons; (c) use the proposals or information provided by user members in any way it sees legally fit (such as to protect personal data).

The services provided by www.pan-orama.org on its ww.pan-orama.org website are free of charge. www.pan-orama.org is entitled at any time and without prior notice to discontinue or suspend the provision of such services or change their nature and content. Also, the provision of such services may be discontinued or suspended or hindered temporarily or permanently as a result of events outside the control or regardless of the volition of www.pan-orama.org. www.pan-orama.org may not be held liable for any damages to users visiting its website.

Intellectual property rights (a) on individual content on the www.pan-orama.org website; and (b) on the website and the respective logo are the property of their respective publisher.